Uim property damage provides coverage for vehicle repairs in case the person who hit you doesnt have enough insurance or any insurance at all unlike uim bodily injury uim property damage wont provide coverage if the at fault driver cant be identified so a hit and run is not covered. If you are involved in a car accident and are found to have been driving without insurance the penalties can be even more severe if you live in a no fault insurance state at last count at least 12 states followed what is known as a no fault car insurance system in a no fault state if a person is injured in a car accident that . Collision auto insurance provides coverage for vehicle damage regardless of who is at fault if you dont have collision insurance then the person at fault in an accident is responsible for paying for the vehicle damage if youre in an accident get the other drivers information. Please do not include any confidential or sensitive information in this form this form sends information by non encrypted email which is not secure when youve been hurt depend on d e mayo the person who hit me doesnt have insurance now what click to chat now if you have been involved in a car accident where the other driver . What if the person who hit me has no auto insurance a lot of people dont have insurance or a lot of people dont pay their insurance on time make sure you have collision coverage this
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